What Is 401k Catch Up For 2025. For 2025, the limit for 401(k) plan contributions is $23,000, up from $22,500 last year, according to the irs. In 2025, if you’re still working, you can make a maximum annual contribution of $23,500 to your employer’s retirement plan.
That limit also applies to 457, 403(b) and the federal government’s. In 2025, you’re able to contribute an additional $7,500 to a 401 (k) each year, so long as you’ve made your contributions by the end of the calendar year.